Social Security encourages all Americans to take steps toward ensuring their financial security. Wherever you are in life — starting your first job, beginning a family, or getting ready to retire — it’s never too late or too soon to start planning for the years ahead.
We’re here to help, and we offer a suite of online tools you can use to plan for a secure future for you and your family. Your personalized Social Security Statement is among the many resources available to you through your online my Social Security account.
This important planning document allows you to:
o Verify your lifetime earnings history;
o Estimate the Social Security benefits you’ll receive at retirement age;
o See if you qualify to receive disability benefits if you become gravely ill or injured; and
o Learn how your spouse and children may be provided for when you die.
You can open your own my Social Security account at www.socialsecurity.gov/myaccount.
Another tool you can use to estimate your possible monthly benefit amount is our Retirement Estimator at www.socialsecurity.gov/estimator. It shows you how much you may be eligible to receive based on different scenarios, like different future earnings amounts and various retirement dates.
To learn more about your retirement benefits, you can read Your Retirement Benefit: How It’s Figured and When to Start Receiving Retirement Benefits at www.socialsecurity.gov/pubs/.
We also encourage you to review the other online benefit estimates available from Social Security, because responsible planning includes contingency plans.