According to SmartAsset, a New York financial technology company, Scioto County ranks as the fourth best county in Ohio in which to buy a home.

SmartAsset wanted to know where the country’s strongest buyer’s market is. So to answer that question, they gathered data on average rents and home prices, and compared buying to renting in every county in America.

Steve Sabato of SmartAsset told the Daily Times, specifically, they compared the total costs of buying and renting a typical home or rental in each county, for a household earning $100,000 a year.

“For the ‘buy’ scenario, we made the following assumptions: a mortgage rate of 4.5%, closing costs of $2,000, and a down payment of 20%,” Sabato said. “For each county, we found the breakeven point in the buy versus rent decision— the point at which the total costs of renting become greater than the total costs of buying.”

Scioto County showed an average monthly mortgage rate of $354 compared to a monthly rent rate of $821. The average home in Scioto County is priced at $87,387 creating a “rent/but” index of 90.8.

The best place to buy a home in the state is Monroe County with a mortgage rate of $341 and a rent rate of $790 for an index of 90.9. In second place is Adams County where the mortgage rate is $346 a month and rent at $803 a month for an index of 90.9. Holding down the third position in the state is Perry County at a monthly mortgage rate of $359 and a monthly rent payment of $831 for an index of 90.8

The decision to rent or buy a home can be a challenging one for anyone looking to move. However, the study from SmartAsset, makes it easier by determining which markets are the best for buyers.

The sources used in the study include the U.S. Department of Housing and Urban Development and the U.S. Census Bureau 2014 American Community Survey.